Is Debt Making You Fat?
by Meggan Larson
It’s an interesting concept to be sure and not a correlation I would have made before last week but then I had a very interesting experience. Money can be a tough subject and in my house it’s one we tend to avoid because life is more peaceful when you’re not talking about debt. It’s not realistic but it is more peaceful. After going through cancer in 2012 my husband and I found ourselves financially devastated with no hope of getting out of debt. The credit card companies were harassing us, we didn’t have money for groceries, and we were on the verge of losing our house. We had very few choices and the one we made was to…
…file a consumer proposal. If you don’t know what that is, basically you’re filing bankruptcy but hiring someone to negotiate your debts down to a fraction of what they were and paying those amounts off instead. It’s horrible for your credit but it’s a way to start over. We paid off our proposal over 2 years ahead of time by making extra payments and everything was awesome ~ until they told us we needed to get credit cards and a car payment again to rebuild our credit. Hindsight is 20/20 of course and if I could go back in time I would have refused but I didn’t and here we are. 2 maxed out credit cards and a car payment that is astronomically high because they were the only company we could work with and the interest rate is nearly 20%. Big, heavy, drawn out sigh. I felt so stupid. I felt so helpless. And I was filled with remorse and regret. I mean how could we have let this happen AGAIN? And this time without the excuse of cancer for goodness sake.
So last week we had a “talk”. I couldn’t handle this pressure anymore and we needed to do something to get serious about our debt. Thankfully it’s not that much but amazingly it seems to have stayed around the same amount for the last 10 years. Hmmmmm anyway, we dusted off our copy of War on Debt by Dani Johnson (phenomenal program by the way!) and we made a plan to tackle our debt. I felt so relieved! To my complete shock and amazement the next morning I had lost 6lbs! SIX! Overnight! It made me realize that the pressure of this debt and the feelings that were surrounding it were literally causing me to gain weight.
I share all of this VERY personal information with you a) because I don’t know how to be anything but completely real, and b) because I know that it’s going to help someone. If you’re in debt and you have not made a plan to get out of it that may be the very reason you’re gaining weight. If you would like to make a plan to get out of it and would like to partner up I’ve created a private FB group to help spur each other on. You will receive NO judgment from me and I have found that it’s a lot easier to stay motivated when you’re surrounded with like-minded people. Send me an email if you’d like to join me, I’d love to do this together.
~ Meggan 🙂
ps…As always I’d love to hear from you so if you have any questions or comments please comment below or email me at Meggan@thelaundrymoms.com
Meggan Larson is a wife, mom of three, and challenge overcomer! Being diagnosed with a rare form of cancer and undergoing aggressive chemotherapy when her second born child was only three months old, gave Meggan an expected twist to her life. Dealing with pregnancy weight gain and the debilitating effects of chemotherapy, Meggan’s weight soared to over 228 pounds. Feeling humiliated with no desire to socialize, Meggan was desperate for a change. Shortly after losing 20 pounds with the Trim Healthy Mama program, Meggan found out she was pregnant with baby number three, which ended in an emergency C-section and unexpected hysterectomy. Despite the challenges she faced, Meggan has just celebrated her one year “trimiversary”, and her success of releasing just over 60 pounds! Meggan is confident that her success on plan is “doable” for anyone looking to gain back their health and wanting to live a trim and healthy lifestyle!